BTC $75,507 -6.0%ETH $2,222 -8.5%USDT $0.9989 0.0%BNB $686.17 -4.6%XRP $1.21 -7.3%USDC $0.9995 0.0%SOL $89.26 -6.7%TRX $0.3178 -0.6%FIGR_HELOC $1.03 +0.2%ZEC $1,256 -4.1%HYPE $76.75 -8.6%XMR $618.68 -3.3%DOGE $0.0712 -7.9%USDS $1.00 0.0%WBT $72.59 -6.7%LEO $9.36 +0.2%LINK $10.62 -7.8%ADA $0.1798 -9.5%BCH $270.18 -4.5%XLM $0.153 -9.0%NEAR $3.67 -9.2%USDE $0.9986 -0.1%DAI $1.00 0.0%RAIN $0.006139 +2.7%UNI $6.79 -12.6%LTC $51.55 -8.5%CC $0.0947 -4.0%AVAX $8.19 -6.6%USD1 $0.9982 -0.1%SUI $0.8387 -10.5%XAUT $4,070 +0.6%GRAM $1.10 -6.7%HBAR $0.0674 -7.7%USDG $1.00 0.0%QNT $188.28 -7.8%PYUSD $1.00 0.0%SHIB $0.000004 -5.9%RLUSD $1.00 0.0%TAO $215.38 -8.6%CRO $0.0487 -6.4%USDY $1.15 0.0%OKB $105.07 -5.4%USYC $1.14 0.0%ENA $0.1609 -12.2%PEPE $0.000005 -5.7%AAVE $127.85 -3.7%EURSAFO $1.14 -0.1%BUIDL $1.00 0.0%M $0.8185 -1.5%PAXG $4,079 +0.5%

BTC $75,507 -6.0%ETH $2,222 -8.5%USDT $0.9989 0.0%BNB $686.17 -4.6%XRP $1.21 -7.3%USDC $0.9995 0.0%SOL $89.26 -6.7%TRX $0.3178 -0.6%FIGR_HELOC $1.03 +0.2%ZEC $1,256 -4.1%HYPE $76.75 -8.6%XMR $618.68 -3.3%DOGE $0.0712 -7.9%USDS $1.00 0.0%WBT $72.59 -6.7%LEO $9.36 +0.2%LINK $10.62 -7.8%ADA $0.1798 -9.5%BCH $270.18 -4.5%XLM $0.153 -9.0%NEAR $3.67 -9.2%USDE $0.9986 -0.1%DAI $1.00 0.0%RAIN $0.006139 +2.7%UNI $6.79 -12.6%LTC $51.55 -8.5%CC $0.0947 -4.0%AVAX $8.19 -6.6%USD1 $0.9982 -0.1%SUI $0.8387 -10.5%XAUT $4,070 +0.6%GRAM $1.10 -6.7%HBAR $0.0674 -7.7%USDG $1.00 0.0%QNT $188.28 -7.8%PYUSD $1.00 0.0%SHIB $0.000004 -5.9%RLUSD $1.00 0.0%TAO $215.38 -8.6%CRO $0.0487 -6.4%USDY $1.15 0.0%OKB $105.07 -5.4%USYC $1.14 0.0%ENA $0.1609 -12.2%PEPE $0.000005 -5.7%AAVE $127.85 -3.7%EURSAFO $1.14 -0.1%BUIDL $1.00 0.0%M $0.8185 -1.5%PAXG $4,079 +0.5%

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Updated Oct 27, 2026, 8:20 AM UTC

Why is XRP down today?

$1.21-7.3% 24h-2.9% 7d

XRP is up 1.8% over 24 hours to $1.30, outperforming a flat-to-lower Bitcoin (-0.2% on the day, -2.5% on the week), after Ripple secured final approval from the U.S. Office of the Comptroller of the Currency to operate Ripple National Trust Bank. CEO Brad Garlinghouse announced the October 26 sign-off, which brings the reserves behind the $2.5 billion RLUSD stablecoin under federal oversight and makes the bank collateral trustee for token holders.

The reaction has been muted rather than explosive, and the reason is in the detail: the charter covers RLUSD, not XRP, which is assigned no role in the structure. That helps explain why the token is still roughly flat over seven days despite a headline regulatory win.

Supporting flows are on the same side. Santiment data shows whale concentration at its highest since November 2022, with large wallets holding about 68.5% of supply and exchange withdrawals rising, while Evernorth arranged an $80.7 million equity facility with Cantor Fitzgerald to fund further XRP purchases. Analysts are watching $1.20 support and $1.50 resistance.

XRP price, chart and news →

Sources

Written from lypp's live market data and news feed. Not financial advice. Follow @lypp for moves as they happen.