Stablecoin Payment Savings Shrink When Cash-Out Costs Rise

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4.7%

bank wire FX markup

$USDT

$183.03B mcap

$USDC

$72.11B mcap

Bank wire exchange-rate markups reached 4.7% in a small sample, while median fintech costs on $10,000 U.S. transfers ranged from $40 to $60 across developed-market currency groups.